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The Lease-to-Own Purchase Program from Progressive is a flexible way to get eligible items now without paying the full purchase amount upfront. If approved, Progressive Leasing purchases the selected items from the retailer and leases them to you under a lease-to-own agreement.

You must be 18 years or older, 19 in Alabama, have a valid Social Security Number or ITIN, have routing and account numbers for an open and active checking account, and have a credit or debit card. Not all applicants are approved.

Progressive does not charge an application fee or processing fee. If you sign a lease-to-own agreement, your $49 initial payment plus tax is charged using the card you authorize and counts as the first payment for your lease.

Contact Progressive Leasing directly for questions about your lease, payment schedule, early purchase options, account access, or agreement terms. Progressive customer service can be reached at 877-898-1970, and account details are available through Progressive's online customer portal.

During lease signing, you authorize automatic payments from the bank account and/or card provided during the application process. Payment timing is based on the schedule in your lease-to-own agreement, and charges may appear as Progressive Leasing or Prog Lease.

The standard Progressive lease-to-own agreement offers 12 months to ownership. 90-day and other early purchase options may be available, and those options are handled directly by Progressive Leasing.

Eligible Shop Easy Furniture items may be available for lease through Progressive Leasing. Progressive determines final item eligibility, and some items cannot be included, including items prohibited by law, permanently attached items, consumable or intangible items, or items Progressive determines are not eligible.

Progressive approvals are generally valid for 90 days. If you do not sign a lease-to-own agreement within that time, the approval expires and you can reapply with Progressive Leasing.

Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.